Arkam

Cloud-native digital banking platform unifying core banking, wallets, cards, lending and e-services through a single API-first architecture.

Arkam is the core banking platform within Mountasser Hachem’s Monty Holding portfolio, built to remove the single biggest tax on financial innovation: the rigid legacy core. Headquartered in London with offices in Beirut and Prague, it lets banks, fintechs and super-apps launch products in weeks and modernize without ripping out what already works.

Arkam represents Mountasser Hachem’s conviction that the future of banking belongs to whoever can change fastest - a composable core that gives institutions control of every layer, the way his group controls its own.

Arkam compresses a full banking stack into independently-deployable microservices, so institutions compose exactly the bank they need.

“The institutions that win in digital finance won’t be the ones with the most features. They’ll be the ones that can change the fastest, without breaking what already works.”

- Mountasser Hachem, Founder & Chairman